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Purpose deposit

Open a purpose deposit and add an electronic money box - save money for your own goals. Money can be saved by contributions of the desired volume. Each deposit will be accrued at a high-interest rate.

 

For saving money on the purpose deposit faster and more efficiently, you can register the automatic saving service - "Electronic money box"

Calculator
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interest
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We offer:
Deposite type
interest
Accrued interest
Term deposit
Saving deposit
Certificate of deposit
Kids deposit
Change of Deposit interest rates in GEL (12.06.2023)

Please be informed that from 12.06.2023 Deposit interest rates in GEL have been changed. In case of automatic extension the conditions and rates valid at that moment in the bank will be applied to the deposit.

Terms
  • Deposit currency - GEL, USD, EUR
  • Minimum deposit - 10 (GEL, USD, EUR)
  • Mandatory monthly deposit - not required
  • Deposit term - 3-24 months
  • Interest withdrawal – at the end of the term
  • In case of early withdrawal of the deposit: Lari - interest is accrued on the deposit at the rate of -2% for the completed months. Other currency - no interest is accrued
Benefits
  • High-interest rate;
  • Mandatory monthly deposit - not required;
  • Saving money with electronic money box;
  • The best condition in case of termination of the deposit opened in GEL
Interest Rate
TERM GEL USD EUR
NOMINAL EFFECTIVE NOMINAL EFFECTIVE NOMINAL EFFECTIVE
6-8 months 11.30% 11.86% 1.40% 1.40% N/A N/A
6-8 months 11.45% 11.73% 1.85% 1.86% 0.30% 0.30%
9-11 months 11.75% 11.88% 1.95% 1.95% 0.45% 0.45%
12 months 11.85% 11.87% 2.10% 2.10% 1.20% 1.20%
13-14 months 11.90% 11.82% 2.20% 2.20% 1.25% 1.25%
15-17 months 11.90% 11.72% 2.30% 2.29% 1.35% 1.35%
18-20 months 11.90% 11.57% 2.40% 2.39% 1.50% 1.49%
21-23 months 12.10% 11.62% 2.50% 2.48% 1.55% 1.54%
24 months 12.35% 11.75% 2.60% 2.57% 1.70% 1.69%

 

Deposit insurance

In the event of an insurance case, the available amount in the depositor's account will be reimbursed by the Deposit Insurance Agency within 15,000 GEL, and the remaining amount will be reimbursed in accordance with the applicable legislation.

For more information, you can visit the website of the Deposit Insurance Agency: www.diagency.ge