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Binoteka

Become an apartment owner, based on any type of income.

buying an apartment

Buying an apartment is now more affordable than ever.


Whether you're looking to expand in the city or region, buy an apartment for tourism or a student, or you're returning from abroad and seeking favorable terms to purchase a home in Georgia - Credo Binoteka will meet your every need to help turn your goals into reality.


Apply for a mortgage loan regardless of income type - it doesn’t matter if:

  • Your salary is deposited in the bank
  • You receive remittances
  • You earn money from business, agro, tourism, agricultural activities
  • You have income from self-employment or
  • You earn income while living abroad


Credo Binoteka includes the service of a dedicated personal manager who will ensure your experience is comfortable and tailored to your needs.

The Binoteka manager will assess your needs individually and take care of all the necessary procedures for purchasing your apartment:

  • Will offer you loan terms tailored to you
  • Will simplify the apartment purchase process and coordinate all required procedures
  • Will help you select an apartment with developers and take advantage of discount terms with partner companies


Interested?

Use the loan calculator to estimate your approximate monthly payment for the desired amount and term.

Fill out the application and get started today!

Terms
  • Annual interest rate: from 13.24%
  • Effective interest rate: from 15.69%
  • Maximum limit: 500,000 GEL
  • Minimum limit: 10,000 GEL
  • Term: from 7 to 180 months
  • Issuance fee: from 0.5%


Subsidized Mortgage Loan


Credo Bank is part of Georgia's Subsidized Mortgage Loans state program.


  • Maximum Amount: 200,000 GEL
  • Full Program Information: Visit the program page
  • Credo Bank Subsidized Mortgage Loan Conditions: See details here


Choose, request now, and live in your own space!

You Can Apply For A Mortgage Loan Through
  • Mycredo Mobile Bank
  • Any Credo Bank service center
  • Online chat
  • *Call center at 4242
  • Application form on this page
Advantages
  • Get financing with any type of income
  • Payment terms adjusted to your earnings
  • Exclusive discounts from partner developers
  • Flexible conditions for immigrants

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