Business Loan for Individual Entrepreneurs
Get a business loan of up to GEL 150 000 based on your business income.
If you run your own business and earn income from your activities, you can apply for a business loan at Credo Bank. We consider your business income when assessing your application, and you can use the loan funds for any purpose you choose.
Use Your Business Loan for Any Purpose
With a Credo Bank Business Loan, you can finance both business development and personal needs, including:
- Financing working capital needs
- Purchasing machinery and equipment
- Starting a new business activity
- Personal and family expenses
Why Credo Bank’s Business Loan?
With a Credo Bank Business Loan, you can get financing and use the funds for any purpose you choose, whether for business, personal or other needs. Loan terms are determined based on your business activities, income and financial capabilities.
- Apply for a Loan
Unsecured Financing
Need additional funds or working capital for your business? With Credo Bank, you can get a business loan of up to GEL 40 000 without collateral, making it easier to access the financing you need.
- Apply for a Loan
Use the Funds for Different Purposes
You can use your loan to grow your business, start a new venture, cover working capital needs, or meet personal and family expenses. You decide how to use the funds.
- Apply for a Loan
Repayment Terms Tailored to Your Business
Business income can vary over time. That’s why you can benefit from a grace period of up to 11 months and choose a seasonal or standard repayment schedule that suits your business needs and income.
Detailed information
Calculate your estimated monthly payment based on your preferred loan amount and repayment term.
Monthly payment
171.97 ₾
- Annual interest rate
- 19%
- Effective interest rate
- 24.46%
The nominal and effective interest rates shown in the calculator are minimum indicative rates linked to a public index. The exact loan terms will be determined after you submit your application and it is approved.
Business Loan of up to GEL 150 000
Get financing based on your business income and use the funds for any purpose you choose.
Frequently Asked Questions