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Certificate of Deposit

Invest your money effectively and get high returns!

Certificate of Deposit

Looking for a safe way to grow your savings while earning high returns?


Credo Bank’s Certificate of Deposit (CD) is a smart investment option that offers guaranteed income over a fixed period—combining security with attractive interest rates.


Why Choose a Certificate of Deposit?

  • Highest Interest Rates: Enjoy better returns compared to standard deposit products.
  • Guaranteed Payout: Your initial investment and accrued interest are fully guaranteed and returned on a predetermined date.
  • Flexible Liquidity: Need access to your funds early? You can sell your certificate of deposit at any time.


Start building a secure and profitable future—purchase your Credo Bank Certificate of Deposit today and experience the benefits of smart, worry-free saving


Calculate the amount of interest you can receive - in the deposit calculator. Open and turn your savings into a reliable source of income.


As part of Credo Bank’s social responsibility initiative, you can also support the green movement by purchasing a Green Certificate of Deposit. By doing so, you contribute to protecting nature while enjoying financial benefits. To learn more about this initiative, visit the link.
TERMS
  • Deposit Currency: GEL, USD, EUR
  • Initial Minimum Contribution: 1,000 units
  • Term of Deposit: 1 to 2 years
  • Interest Accrual: Daily, 365 days a year
  • Early Termination: Not allowed
  • Adding Money: Not allowed


* By the law of Georgia on the "Deposit Insurance System", from January 1, 2024, all deposit amounts in commercial banks and micro-banks are insured up to 30,000 GEL per depositor. This insurance is automatic and does not require additional compensation. For more information, visit the Deposit Insurance Agency

ADVANTAGES
  • Free Purchase: No cost to buy a certificate of deposit.
  • High Interest Rate: Earn the highest interest rate on your savings.
  • Transferable: The certificate can be transferred to another person at any time.
PRODUCT USAGE INSTRUCTION

You can request to buy a certificate of deposit:


INTEREST RATES

Interest Withdrawal at the end of Term



Interest Withdrawal at the end of Each Month



*The given rates are valid when opening a deposit through Mobile Bank.

When opening a deposit at a service center, you will benefit from the interest rate in GEL (-0.20%), and in USD and EUR (-0.10%).

Interested?

Calculate your interest earnings and activate your deposit

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