Consumer Loan
Get the financing you need to bring your plans to life.
Need extra funds for your personal needs? With Credo Bank’s Consumer Loan, you can easily access financing and use the funds for what matters most to you right now.
Consumer Loans for Different Types of Income
You don't need to have a formally documented salary to apply for a Consumer Loan. Credo Bank considers various sources of income, including:
- Income from self-employment, such as taxi driving, skilled trades, hairstyling, retail trading, and other activities
- Remittances
- Income from business and agricultural activities
- Salary paid in cash or deposited into a bank account
Why Choose Credo Bank’s Consumer Loan?
Finance your personal needs with Credo Bank’s Consumer Loan through a simple application process and repayment terms tailored to your income.
- Apply for a Loan
Different Types of Income Accepted
Credo Bank considers various types of stable income when reviewing loan applications, including income from bank deposits, remittances, business, agriculture, tourism, and self-employment.
- Apply for a Loan
Quick and Easy Application Process
Apply for a Consumer Loan online by completing a simple application form. With minimal documentation and a straightforward process, you can save time and apply with ease.
- Apply for a Loan
Flexible Repayment Schedule
Choose a repayment schedule and payment date that suit your financial situation and income patterns, including seasonal income. Plan your payments in advance and manage your financial commitments more comfortably.
Detailed information
Calculate your estimated monthly payment based on your preferred loan amount and term.
Monthly payment
127.85 ₾
- Annual interest rate
- 10.9%
- Effective interest rate
- 18.9%
The nominal and effective interest rates shown in the calculator are minimum indicative rates linked to a public index. The exact loan terms will be determined after you submit your application and it is approved.
Turn your plans into reality
Get a Consumer Loan for any purpose, with a simple process and terms tailored to your needs.
Frequently Asked Questions