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Full Card – the friend you can always count on!


Full card

Life doesn't always go according to plan. Sometimes unexpected expenses arise when you least expect them. In moments like these, it's good to have a friend by your side - someone you can always count on. That's exactly what Full Card is!


A card that provides financial support whenever you need it.



What makes Full Card different?

  • Activate a credit limit of up to GEL 10 000
  • Decide for yourself when, where, and how to spend
  • Benefit from an interest-free grace period of up to 55 days when repaying the amount spent
  • Use your positive balance just like a debit card



You may be eligible for a Full Card regardless of the type of income you receive, if you:

  • Are self-employed (e.g., taxi driver, craftsman, stylist, trader, etc.)
  • Receive money transfers
  • Earn income from business activities
  • Earn income from agricultural activities
  • Receive your earnings in cash
  • Have your salary deposited into a bank account



Want to get Full Card?

Choose the option that works best for you and apply today:

  • Via the Mycredo mobile app (physical or digital card)

Download the app, complete a simple registration process, and order your Full Card from the “Products” section.

Visit any Credo Bank service center and receive your card on the spot.

  • Online, via the website

Complete the application form and apply for a Full Card remotely.



Activate your digital card instantly

Add your Full Card to Wallet through the Mycredo app and pay contactlessly right away, without waiting for your physical card.


Wallet supports both digital and physical Full Cards.

How can I apply for and receive Full Card online?

  • Open the Mycredo mobile app
  • Apply for a Full Card
  • Once your application is approved, choose either a digital or a physical card
  • Confirm the agreement
  • Activate your credit limit
  • Add your card to Wallet
  • Start using your Full Card


Not yet a Credo Bank customer?

You can apply for a Full Card online through the Mycredo app or the website, as well as at any Credo Bank service center.


To apply online:

  • Download the Mycredo mobile app
  • Complete the online registration process
  • Select Full Card from the "Products" section
  • Follow the instructions and complete your application


If you apply at a service center:

  • You can receive your physical card on the same day
  • Your physical Full Card can also be added to Wallet

If you already have a Full Card, follow these steps to activate your credit limit

  • Open the Mycredo app
  • Go to the "Offers" section
  • Find your approved Full Card credit limit
  • Review and accept the terms of the agreement
  • Click the "Activate Limit" button

Key Features of Full Card

  • Credit limit of up to GEL 10 000
  • Currency: Georgian Lari (GEL)
  • Up to 55 days of grace period on POS transactions
  • Available as both a physical and digital card
  • Contactless payments via Wallet

Frequently Asked Questions

What does the grace period mean?

If you make a payment with your Full Card, you can repay the amount spent within up to 55 days without paying any additional interest.

If you do not fully repay the amount within this period, interest will be charged only on the remaining unpaid balance.


Can I withdraw cash from my Full Card?

Yes, absolutely. Cash withdrawals are available with Full Card.