Credit card VISA

A credit card is an ideal tool to cover your unforeseen necessities and unscheduled expenditures, the limit is always available for you and you are able to use that at any time.


You may take the following actions through your credit card:

  • Wire payment in all local and international outlets or stores as well as through the internet;
  • Manage the money enrolled in your account through the internet and mobile bank;
  • Receive cash through local and international banks and ATMs.


Add any Credo Bank card to the Google/Apple Pay e-wallet and pay more easily at desired facilities or on the Internet. Travel by public transport for 1 GEL.


Order a VISA credit card online from Mycredo without leaving your home, activate it within just one hour, and enjoy a generous grace period of up to 55 days on your spending. Plus, receive the card at your doorstep.

  • Permanent available amount of money at your account;
  • Credit % usage full, graceful term makes up 55 days;
  • Interest rate accrual on the spent money only, after expiry of the graceful term only
  • Commission fee for withdrawing the amount above the credit limit on the Credit Card account from CREDO BANK’s ATMs – 0%
the card terms

Credit card limit: standard 350-3000, universal 350-5000, preferred 350-10000
Validity period of the credit agreement: until the age of 70 years of the client
Currency: GEL
Effective credit interest rate in case of payment by POS terminal: from 41.51 %
Effective interest rate of credit in case of withdrawal of credit limit: from 45.92 %
Annual fee for the card: 7 GEL
Credit limit withdrawal fee: minimum from 2.9%, not less than 4.9 GEL
ATM withdrawal limit: 10,000 GEL within 24 hours
Minimum amount to be paid: 2% of the utilized principal amount + annual interest + penalty


the card terms


security mechanism

For a purpose of customers interests protection,  Credo Bank introduced a new security mechanism – risks monitoring program, which provides monitoring of the questionable operations implemented through Credo Bank cards and POS terminals.  The program is intended for such operations identification, which may be not by holder of a card, but by another person. Therefore, if you fail to accomplish an operation successfully when using your card, in order to annul a restriction please get in touch with Credo Bank information centre *4242 or visit the nearest service centre.