Digital card

A digital card is a digital analogue of a plastic card and has all the functions that a debit card has. By using this card, it is possible to pay money in shopping centers, on POS terminals and in electronic commerce. In addition, with this card, it is possible to dispose of the amount on the current account.

Besides, the card can be ordered free of charge via the Internet Bank and Mobile Bank Mycredo.

Carrying out card transactions with a CREDO BANK card is now even easier through Apple Pay.


Add any Credo Bank card to the Google/Apple Pay e-wallet and pay more easily at desired facilities or on the Internet. Travel by public transport for 1 GEL.


Security Mechanism

In order to protect the interests of clients, CREDO BANK has introduced a new security mechanism – Risk Monitoring Program, which ensures monitoring of suspicious operations related to CREDO BANK cards and POS terminals. The program aims at detected the operations that may have been carried out not by the card holder but another person. Accordingly, if the operation cannot be completed successfully while using the card, please contact the CREDO BANK Information Center *4242 or the nearest service center to remove the restrictions.

Digital card terms
Digital Card (Visa)
Currency GEL/USD/EUR
Service fee
Card service fee (One-time fee) Free
Card service fee, if purchased through Online Banking (MyCredo) Free
Card validity period 3 Years
Daily withdrawal limits
Credo Bank service centers Unlimited
Credo Bank ATM’s 10 000 GEL (Or Equivalent in other currencies)
UFC network Banks ATM’s (TBC, Halyk)
Other bank ATM’s
Purchase Limit 20 000 GEL (Or Equivalent in other currencies)
Operation Limit without using PIN Code 100 GEL
Stop list (Card Blocking)
Local stop list Unlimited
International Stop list 50 USD (Weekly, Per Region)
Payment fee
International merchant Free
Local merchant Free
Internet Free
Cash withdrawal fee
Other Banks service center 3% of the amount (Min 8 GEL / 4 USD / 4 EUR)
Credo ATMs GEL - Free; USD - 0.3% (min. 0.5 USD);
Partner Banks ATM’s (TBC, Halyk) GEL - 0.2%, min. 0.5 GEL;
USD/EUR - 0.5% (min 0.5 USD/EUR);
Other Banks ATM’s (Georgia) 2.5 % of the amount (min 7 GEL / 3 USD / 3 EUR);
Other Banks ATM’s (Abroad) 3.5 % of the amount (min 12 GEL / 5 USD / 5 EUR);
International Chargeback
International Chargeback fee free
Card Accounts Protection
Access to high risk merchants according to customer request
3D Secure service free
Payments in Public Transport (travel fee payment via Pos Terminal)
Metro, Buses and cable car (Tbilisi City Municipality) Standard fare
Additional Services
Pin Code change (ATM) free
Pin Code recovery free


Digital card terms till 25.11.2023