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Digital Loan

Receive up to 20,000 GEL in 1 hour, including weekends, without visiting a service center.

Digital Loan

With Mycredo Mobile Bank, getting a loan is fast, easy, and completely digital! You can now receive up to 20,000 GEL in less than 1 hour, even on weekends, without the need to visit a service center.


The loan is available to anyone with any type of stable income, including:

  • Salary deposited in the bank
  • Remittances
  • Income from business, agriculture, tourism, or related activities
  • Self-employment with cash income


If you don't have Mycredo Mobile Bank yet, here’s how you can apply:

  • Download the Mycredo app
  • Register using the facial recognition feature
  • Select "Digital Loan" under the products section and submit your request
  • Wait for a call from our representative
  • Once approved, agree to the loan agreement and payment schedule to receive the funds via Internet or Mobile Bank


*Applications are processed daily from 9 AM to 10 PM, and you can receive your money from Mycredo anytime, as quickly as possible!


Interested?

Use the loan calculator to estimate your approximate monthly payment for the desired amount and term.

Then, head to Mycredo Mobile Bank, apply, and receive your loan the easiest way possible!

Conditions
  • Annual Interest Rate: From 10.9%
  • Effective Interest Rate: From 17.55%
  • Loan Amount: From 500 to 20,000 GEL
  • Term: 4 to 48 months
  • Issuing Commission: From 2%
  • Service Fee: From 0.5 GEL
  • Insurance commission: from 0%
  • Monthly service fee of the current account: 1 GEL
Instructions For Using The Product

You can apply for a loan through any of these convenient options:


  • Mycredo Internet and Mobile Banking
  • Online chat support
  • *Call our call center at 4242
  • Fill out the application form directly on this page
Advantages
  • Fully digital process
  • Receive funds in less than 1 hour
  • Available 24/7, including weekends
  • Receive funds based on any type of income

Calculate & Apply