Loan to Improve Your Credit History
Get a Loan and Improve Your Credit History Through Timely Repayments.
If past financial obligations are making it difficult for you to access financing today, a loan from Credo Bank can help you get the funds you need and gradually improve your credit history through timely repayments.
A better credit history can help you access new financial opportunities in the future.
How Can I Improve My Credit History?
This product is designed for people who want to improve their credit history and create new financial opportunities.
If your existing credit history limits your ability to obtain financing from other financial institutions, you can still apply for a loan from Credo Bank.
How does the loan help improve your credit history?
A loan gives you the opportunity to apply for financing despite your existing credit history and gradually build a positive credit history through timely repayments.
- Apply for a Loan
Loan Regardless of Your Credit History
If your credit history is an obstacle to obtaining financing from other financial institutions, you can still apply for a loan from Credo Bank. Your existing credit history does not automatically rule out the possibility of getting financing.
- Apply for a Loan
Improving Your Credit History
Timely and responsible loan repayments can have a positive impact on your credit history. This can help you gradually improve your credit rating and expand your financial opportunities in the future.
- Apply for a Loan
Consideration of Different Types of Income
You can apply for a loan based not only on an officially documented salary but also on other stable sources of income. Income from money transfers, business, agricultural and tourism activities, as well as self-employment, can also be considered.
- Apply for a Loan
More opportunities in the future
An improved credit history can help you access new financial opportunities in the future. A positive credit history is an important factor when assessing eligibility for products such as mortgage loans, auto loans and unsecured loans.
Detailed Information
Calculate your estimated monthly payment based on your preferred loan amount and term.
Monthly payment
45.60 ₾
- Annual interest rate
- 17%
- Effective interest rate
- 30.15%
The nominal and effective interest rates shown in the calculator are the minimum estimated rates. The exact loan terms will be determined after you submit your application and it is approved.
Improve Your Credit History Through Timely Repayments
Get a loan of up to GEL 40 000 and take a step toward building a better credit history.
Frequently Asked Questions