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Loan to Improve Credit History

Get it effortlessly and take a step toward a brighter future!

loan to improve credit history

Even if your credit history has been affected by late payments or collateral issues in the past, Credo Bank offers you a chance to rebuild it and enjoy better terms on banking products.


You can get a loan for any purpose, regardless of your income type, if:

  • Your salary is deposited in the bank
  • You receive remittances
  • You earn income from business, agriculture, tourism, or related activities
  • You are self-employed and earn cash income


How to improve your credit history:


1.Use the loan calculator to estimate your approximate monthly payment for the desired amount and term

2.Fill out a simple application online

3.Receive your loan and make timely payments to improve your credit history with every installment


Start today and unlock better financial opportunities!


Once your loan is approved, your credit history updates instantly and continues to improve with each payment—enabling you to qualify for more favorable banking terms in the future.

Conditions
  • Amount: From 500 to 40,000 GEL
  • Approval: Based on any income
  • Term: 12 to 60 months
  • Annual Interest Rate: From 17%
  • Effective Interest Rate: From 30.15%
  • Insurance Commission: From 0%
Instructions For Using The Product

You can apply for a loan through any of these convenient options:


  • Mycredo Internet and Mobile Banking
  • Visit any Credo Bank service center
  • Online chat support
  • *Call our call center at 4242
  • Fill out the application form directly on this page
Advantages
  • Loan Approval Despite Credit History – Apply for a loan even with a negative credit status
  • Income Flexibility – Access the product with any type of stable income
  • Customized Repayment Schedule – Enjoy repayment terms tailored to your income

Calculate & Apply