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Easy Start-up Loan

Turn your ideas into successful businesses with ease!

If you have an idea or need that seems unlikely to get funded elsewhere, try Credo Bank's simple start-up loan - secured only by real estate.

Get the desired amount with a grace period of up to 12 months.


Interested?

Calculate your estimated monthly payment using the loan calculator and apply now!

Conditions
  • Minimum Amount: 8,000 GEL
  • Maximum Amount: Up to 250,000 GEL
  • Nominal Interest Rate: From 18.25%
  • Effective Interest Rate: From 21.02%
  • Loan Currency: GEL, USD, EUR
  • Term: Up to 120 months
  • Grace Period: 6 months base, up to 12 months
  • Application: Online
Advantages
  • Future income is considered when granting a loan, along with any existing income, whether received in cash or deposited in a bank.
  • Enjoy a grace period of up to 12 months—giving you time to implement your idea, overcome challenges, and stabilize your income before starting repayments.
  • A flexible payment schedule is tailored to seasonal income, ensuring you make payments only in months when your earnings are higher.

Calculate & Apply