Internet Banking
Video Banking
Company Logo

Salary Overdraft

Forget about unexpected expenses with a Credo Bank Overdraft.

The overdraft amount can be used for any purpose. To activate the limit, it's not necessary to receive your salary in Credo Bank. The approved limit can be used instantly via Mycredo or with a plastic card. Interest on the overdraft is calculated daily.


Transfer your salary account to Credo Bank to get improved conditions for banking services.

Conditions:
  • Limit: Up to 5,000 GEL
  • Issuance Fee: 0.5%
  • Annual Interest Rate: From 20%
  • Insurance Commission: 0.5%
  • Effective Interest Rate: From 21.2%
Advantages:
  • Instant Use: Access the limit immediately upon approval.
  • Reserve Amount: Up to 5,000 GEL.
  • Daily Interest Calculation: Interest accrual with daily precision.
  • Global Access: Use your overdraft anywhere in the world.
  • Convenient Management: Manage your account through Mycredo.

Contact Us

Choose Your Preferred Contact Method