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Da-Ka-Vi

Da-Ka-Vi is an incredibly flexible payment option that lets you purchase whatever you want: appliances, furniture, agricultural equipment, educational courses, travel, health and beauty services, car parts and services and many more and spread the payment over up to 8 months, without any commission.


To simplify the process, request and receive an installment limit in advance, pay without extra procedures and remember no commission is charged for any portion of the limit you do not use!

headphones with 8-month installment plan offer from Credo Bank

Shop at Partner Stores

Take advantage of the flexible terms of the “Da-Ka-Vi” service! Pay without commission in installments of up to 8 months or choose the option of paying under standard terms.

Don’t Have an Installment Limit?

Request from Mycredo, an installment officer in the store or a Credo Bank service center

How did you get an installment limit with the Mycredo app?

1

Download the Mycredo app

Open or download the Mycredo application

2

Easy authorization

Log in or complete a simple registration using the facial recognition feature

3

Installment limit request

Go to the product list and select ,,Installment Limit"

4

Fill in the details

Complete the required fields in the application form

5

Confirm the terms

Once the application is submitted, the system will automatically display your approved limit amount

6

Accept the limit

After a short wait, your available limit will automatically appear

7

Instant activation

You can activate it in the Mycredo app under the Applications and Offers section

Pay with Keepz!

After scanning the Keepz QR code, select Da-Ka-Vi

If the seller hasn’t connected to Keepz, you can download the app on the spot within seconds and make your payment easily.

FAQ

Installment Limit Terms

  • Limit amount: up to 12 000 GEL
  • Limit can be used: within 12 months from receipt
  • Installment issued within the installment limit: effective from 0%

Standard Installment Terms

  • Annual Interest Rate: From 10.9%
  • Effective Interest Rate: From 17.55%
  • Loan Amount: From 500 to 20 000 GEL
  • Term: 4 to 48 months
  • Issuing Commission: From 2%
  • Service Fee: From 0.5 GEL
  • Insurance commission: from 0%
  • Monthly service fee of the current account: 1 GEL

Travel by payment split

If you need funds for your dream trip, Credo Bank offers the easiest way to get financing and make your dreams come true.


  • Select a partner travel agency
  • Plan your trip - choose your destination, travel dates, and accommodation details
  • Apply for installment payment - submit the invoice for the selected tour at your preferred Credo Bank service center or fill out an online application at merchants.credo.ge