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Da-Ka-Vi +

Buy everything you desire with even more flexible terms!

Credo Bank's installment service "Da-Ka-Vi+" allows you to purchase any product or service for any purpose. Whether it’s agricultural supplies, household or consumer goods, education, travel planning, health and beauty services, automotive parts or services, gifts, or any other important product or service for you.


Enjoy the flexible payment terms of the Da-Ka-Vi+ service:

  • Spread the cost of the item over up to 8 months
  • Forget about commissions and other additional costs
  • In case of delays, extend the term and continue payments under a standard installment schedule of up to 48 months


You can purchase your desired products in our partner stores based on any type of income - it doesn't matter if:

  • Your salary is deposited to a bank account
  • You receive money transfers
  • You have income from business, agricultural, or tourism activities
  • You're self-employed and earn cash directly


Now you can also use installments when paying with Keepz!

After scanning the Keepz QR code, select the payment-splitting method and instantly divide the product cost into at least 4 parts or according to your preferred installment terms.

If the seller doesn't have Keepz yet, no worries! You can quickly help them download the app on the spot and easily purchase what you desire.


Simplify the process, check your installment possibilities in advance, apply, and receive a limit at Credo Bank - shop without unnecessary procedures. Remember, no commission is charged on your unused limit!


How to check your installment options and receive a limit?

  • Request and approve it via Mycredo mobile banking
  • When filling out the online installment form
  • Visit any Credo Bank service center or partner physical store


How to obtain an installment limit via the Mycredo app?

  • Open or download the Mycredo app
  • Complete authorization or simple registration using facial recognition
  • Navigate to the product list and select "Installment Limit"
  • Fill in the required fields
  • Agree to banking procedures
  • Wait briefly; as soon as the application is recorded, the system will automatically display your limit
  • Activate it immediately in the applications and offers section
Installment Limit Terms
  • Limit amount: up to 8000 GEL
  • Limit can be used: within 12 months from receipt
  • Installment issued within the installment limit: effective from 0%
Standard Installment Terms
  • Annual interest rate: from 0%
  • Effective interest rate: from 0.15%
  • Loan amount: from GEL 50 to GEL 12,000
  • Term: from 3 to 48 months
  • Loan issuance commission: from 0%
  • Total loan monitoring commission: from 0%
  • Insurance commission: from 0%
  • Monthly current account maintenance fee: GEL 1
Travel Installment

If you need funds for your dream trip, Credo Bank makes it easy to obtain financing and fulfill your dreams.

To do this, simply:

  • Choose a partner travel agency
  • Plan your travel destination, dates, and accommodation details
  • Present the selected tour invoice to any Credo Bank service center or fill out an online application at merchants.credo.ge


Partner travel agencies


Terms:

  • Annual interest rate: from 0%
  • Effective interest rate: from 1.16%
  • Loan amount: from GEL 150 to GEL 12,500
  • Term: from 3 to 12 months
  • Loan issuance commission: from 0%
  • Total loan monitoring commission: from GEL 0.9
  • Insurance commission: from GEL 6
  • Monthly current account maintenance fee: GEL 1

Shop at Partner Stores

If you already have a Credo Bank installment limit, shop at our partner stores.

Don't have an installment limit?

Request from Mycredo, from an installment officer in the store or at the Credo Bank service center