Da-Ka-Vi, Pay at your own pace.
Da-Ka-Vi is an incredibly flexible payment option that lets you purchase whatever you want: appliances, furniture, agricultural equipment, educational courses, travel, health and beauty services, car parts and services and many more and spread the payment over up to 8 months, without any commission.
To simplify the process, request and receive an installment limit in advance, pay without extra procedures and remember no commission is charged for any portion of the limit you do not use!
Open or download the Mycredo application
Log in or complete a simple registration using the facial recognition feature
Go to the product list and select ,,Installment Limit"
Complete the required fields in the application form
Once the application is submitted, the system will automatically display your approved limit amount
After a short wait, your available limit will automatically appear
You can activate it in the Mycredo app under the Applications and Offers section
After scanning the Keepz QR code, select Da-Ka-Vi If the seller hasn’t connected to Keepz, you can download the app on the spot within seconds and make your payment easily.
If you need funds for your dream trip, Credo Bank offers the easiest way to get financing and make your dreams come true.
Manage your installment payments in a way that suits your needs. Whether you have a Da-Ka-Vi (flexible) or a standard installment plan, you can make early repayments, change the installment term or return to the recommended payment schedule.
Would you like to pay off your installment balance ahead of schedule?
You can repay your outstanding installment balance, either in full or in part, before the date specified in your agreement.
Pay off your entire remaining installment balance before the agreed repayment date
In addition to your regular monthly installment, you can make extra payments to reduce your outstanding principal balance
Via Mycredo or at any Credo Bank service center
Would you like to reduce your monthly installment?
You can request an extension of your installment term, allowing you to spread the outstanding amount over a longer period.
- The installment term can be extended to 12 or 24 months
- The new term must be longer than the remaining term of your current installment plan
- The term of each installment plan can be extended only once
- A new payment schedule will be generated after the term is changed
For example:
If your installment plan has 6 months remaining, you can request an extension to 12 or 24 months. If 18 months remain, you can extend the term only to 24 months.
This option is not available for installment plans with an original term of 24 months or longer.
Via Mycredo or at any Credo Bank service center.
If your installment plan has been switched to a minimum payment schedule, you can return to the recommended payment schedule, provided that you have not made a payment since the installment term was extended.
In this case, your originally established recommended monthly installment amount will be restored, and an updated payment schedule will be generated based on your remaining outstanding balance.
To return to the recommended payment schedule, visit any Credo Bank service center.