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Student Loan


Get it with just a student ID and start paying 6 months after completing your studies!


If you are a prospective student or a bachelor's or master's student at any accredited educational institution in Georgia and you want to finance your studies -Credo Bank, within the framework of its social responsibility, offers you a student loan with unique conditions and favorable payment terms.


You can apply for a student loan through Mycredo in the easiest and most convenient way.


The loan stands out with a low interest rate (effective from 3.91%) and a long repayment term (up to 96 months).


If needed, you can benefit from a grace period of up to 54 months, meaning you will be exempt from payments during your studies and will start repayment 6 months after graduation.


Interested?

Make the best investment in your education!

Fill out an application in Mycredo Mobile Bank and get financing easily!

Conditions

  • Amount: up to 20,000 GEL
  • Term: up to 96 months
  • Service Fee: 2%
  • Interest rate without grace period: nominal from 2.6%, effective from 5.65%
  • Interest rate with grace period: nominal from 3.6%, effective from 3.91%
  • Grace period: duration of study + 6 months (up to 54 months)

How to Get a Student Loan?

  • Open or download the Mycredo app
  • Log in or Sign up easily
  • Select Student Loan from the list of products
  • Fill in the required fields and upload the necessary documents
  • Review and confirm the agreement and payment schedule
  • The funds will be transferred directly to your school’s account within one business day

Advantages

  • Low, fixed interest rate
  • Option to use a grace period
  • Fully online application and approval process
  • No income verification - requires only an ID and student ID
  • Flexible payment schedule

Calculate & Apply