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Mortgage Loan

Buy or build your dream home - based on any type of income!

mortgage loan

Getting a mortgage loan at Credo Bank is simple and convenient!


Whether you’re buying your dream apartment or starting a construction project, we offer payment terms tailored to your needs.

Plus, your income type doesn’t matter:


  • Salary deposited in the bank
  • Remittances
  • Income from business, agriculture, tourism, or related activities
  • Self-employment with cash income
  • Earnings while living abroad


Special Offer


Take advantage of exclusive discounts and the best conditions from our partner development companies through "Credo Binoteka."


Interested?

Use the loan calculator to estimate your approximate monthly payment for the desired amount and term.

Fill out the application and get started today!

Subsidized Mortgage Loan

Credo Bank is part of Georgia's Subsidized Mortgage Loans state program.


  • Maximum Amount: 200,000 GEL
  • Full Program Information: Visit the program page
  • Credo Bank Subsidized Mortgage Loan Conditions: See details here


Choose, request now, and live in your own space!

Mortgage Loan Conditions:
  • Annual Interest Rate: From 13.65%
  • Effective Interest Rate: From 15.69%
  • Maximum Limit: 500,000 GEL
  • Minimum Limit: 10,000 GEL
  • Term: 7 to 180 months
  • Issuance Fee: From 0.5%
Advantages:
  • Income Flexibility: Receive money based on any income.
  • Tailored Payment Schedule: A payment schedule that fits your financial situation.
  • Exclusive Terms: Special conditions with partner development companies.
  • Immigrant-friendly: Flexible conditions for immigrants.

Calculate & Apply