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Mortgage loan

A Versatile Opportunity to Buy an Apartment!

Modern building digital visualization on a smartphon

If you often think about buying an apartment in Georgia while you are expatriate, now is the best time to do so.


Credo Bank offers you a mortgage loan with updated terms:

  • For purchasing a private house - co-payment starting from 30%
  • Without income verification, co-payment from 20%
  • Obtain a loan with terms tailored to your income - based on salary, contract or remittances
  • Fully remote service - from anywhere in the world


Schedule a video call for a consultation.


Fill out the form and our representative will contact you.

For detailed information about the terms of the mortgage loan, see the link.


Special Offer


Take advantage of exclusive discounts and the best conditions from our partner development companies through "Credo Binoteka."

Partner Developer Companies

Credo Bank is part of Georgia's Subsidized Mortgage Loans state program.


  • Maximum Amount: 200,000 GEL
  • Full Program Information: Visit the program page
  • Credo Bank Subsidized Mortgage Loan Conditions: See details here


Choose, request now, and live in your own space!

Terms

Loan amount: from 10 000 to 500 000 GEL

Annual interest rate: from 14.15%

Effective interest rate: from 16.72%

Term (without collateral): from 7 to 180 months

Loan issuance fee: from 1%

Service fee: from 0.5 GEL

Credit life insurance: 0.72%

Property insurance: 0.27%


Loan amount: from 10 000 to the equivalent of 500 000 USD

Annual interest rate: from 8.50%

Effective interest rate: from 10.76%

Term (without collateral): from 2 to 120 months

Loan issuance fee: from 1%

Service fee: from 0.5 GEL

Credit life insurance: 0.72%

Property insurance: 0.27%


Loan amount: from 10 000 to the equivalent of 500 000 EUR

Annual interest rate: from 8%

Effective interest rate: from 10.24%

Term (without collateral): from 2 to 120 months

Loan issuance fee: from 1%

Service fee: from 0.5 GEL

Credit life insurance: 0.72%

Property insurance: 0.27%

Subsidized Mortgage Loan

Credo Bank is part of Georgia's Subsidized Mortgage Loans state program.


  • Maximum Amount: 200 000 GEL
  • Full Program Information: Visit the program page


Choose, request now and live in your own space!

Calculate & Apply