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Binoteka

Credo Bank's Binoteka service gives you the opportunity to become an apartment owner with a mortgage loan tailored to your capabilities - easily, quickly, and with maximum flexibility.


Contact us! Binoteka manager will personally discuss your needs and take care of all the necessary procedures for purchasing your apartment.

buying an apartment

Calculator

Loan Amount

Loan Term

Monthly Payment
0
Annual interest rate from
13.65 %
Effective interest rate from
16.15 %
The nominal and effective interest rates shown in the loan calculator represent the minimum indicative terms and are linked to a public index. Exact terms will be determined upon loan application and approval

Get more information

Personalized path to your home

Get a mortgage loan based on any type of income!

Get a mortgage loan based on any type of income!

Credo Binotheka gives everyone the chance to own their own real estate, regardless of their income type

• If your salary is deposited in a bank

• You receive remittances

• You earn a profit through agricultural, tourist or other activities

• If you are self-employed

• Or you work in emigration and earn income abroad

Opportunity to become an apartment owner in exchange for rent!

Opportunity to become an apartment owner in exchange for rent!

The rent equals the mortgage payment for the apartment. Credo Bank offers you a simple way to become a homeowner for the same amount you currently pay in rent. Request it and see for yourself - owning an apartment is much easier than you think.

Take advantage of the individual service of a personal manager!

Take advantage of the individual service of a personal manager!

The Binotheka manager personally ensures your comfortable service, individually considers your needs, and handles all the necessary procedures for purchasing an apartment:

• Helps you choose developers and take advantage of discount offers

• Coordinates all required procedures and supports you throughout the process

• Sets payment terms tailored to your income

FAQ

Terms

  • Annual interest rate: from 13.24%
  • Effective interest rate: from 15.69%
  • Maximum limit: 500,000 GEL
  • Minimum limit: 10,000 GEL
  • Term: from 7 to 180 months
  • Issuance fee: from 0.5%


Subsidized Mortgage Loan


Credo Bank is part of Georgia's Subsidized Mortgage Loans state program.


  • Maximum Amount: 200,000 GEL
  • Full Program Information: Visit the program page
  • Credo Bank Subsidized Mortgage Loan Conditions: See details here



Choose, request now, and live in your own space!

You Can Apply For A Mortgage Loan Through

You can use the Binoteka service and apply for a mortgage loan from Credo Bank in several convenient ways — choose the one that suits you best:

  • Fill out the application form on this page
  • Submit a request via Mycredo Internet or Mobile Bank
  • Contact us through the chat
  • Call us at *42 42 / 032 242 42 42
  • Visit your preferred service center