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Binoteka

Become an apartment owner, based on any type of income.

buying an apartment

Buying an Apartment is Now More Affordable Than Ever!


Whether you're expanding in the city or region, investing in tourism, finding a home for students, or purchasing property in Georgia while living abroad, Credo Binotheka offers the perfect solution to help you achieve your goals.


Get a Mortgage Loan for buying an apartment Based on Any Type of Income. Your income source doesn’t matter - you can qualify if:

  • Your salary is deposited in the bank
  • You receive remittances
  • You earn from business, agriculture, tourism, or related activities
  • You have income from self-employment
  • You generate income while living abroad


Choose an apartment from our partner developers and receive a special discount. No matter your income source, you'll get loan terms tailored to your financial situation.


Interested?

Calculate the approximate interest rate for the desired amount and term in the loan calculator. To request a loan, fill out the application.

Terms
  • Annual interest rate: from 13.24%
  • Effective interest rate: from 15.69%
  • Maximum limit: 500,000 GEL
  • Minimum limit: 10,000 GEL
  • Term: from 7 to 180 months
  • Issuance fee: from 0.5%


Subsidized Mortgage Loan


Credo Bank is part of Georgia's Subsidized Mortgage Loans state program.


  • Maximum Amount: 200,000 GEL
  • Full Program Information: Visit the program page
  • Credo Bank Subsidized Mortgage Loan Conditions: See details here


Choose, request now, and live in your own space!

You Can Apply For A Mortgage Loan Through
  • Mycredo Mobile Bank
  • Any Credo Bank service center
  • Online chat
  • *Call center at 4242
  • Application form on this page
Advantages
  • Get financing with any type of income
  • Payment terms adjusted to your earnings
  • Exclusive discounts from partner developers
  • Flexible conditions for immigrants

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