For Expats

Health Insurance Packages

Health Insurance - Puls

Package price - 960 GEL

With Installments per month - 88 GEL

Policy Terms

Important Terms of Agreement

Definition of Terms

Providers

Health Insurance - Saerto

Package price - 540 GEL

With Installments per month - 45 GEL

Health Insurance - Saerto+

Package price - 1008 GEL

With Installments per month - 92 GEL

Documents

Health Insurance - Visitor

Services

Important Terms and conditions

Credo Bank offers expat customers quick and easy access to e-mail banking services. The Service allows the customer to carry out transactions and receive relevant notifications.

To use the E-mail Banking service, you must have a personal e-mail address. To get the desired operation you need to send the request to - mailbanking@credo.ge

Advantages of the service:

• Information about balance;
• Information about loan debt;
• Get the bank statement;
• Get account details;
• Loan statement;
• Get a statement (about debts, and balances on the account);
• Consultation (about products and operations);
• Raise the ticket about a problem or concern;
• Transfer money to your own account;
• Transfer money to a third-party account both inside and outside of the bank;
• Make a non-cash conversion;
• Convert money (with the standard exchange rate);
• Convert money (with the nonstandard exchange rate);
• Pay a bill, mobile top-up, and other payments;
• Cancel undesired transactions;
• Open an additional account;
• Open a deposit;
• Add money to the deposit;
• Deposit insurance;
• Order a debit card;
• Renew the debit card;
• Block the debit card;
• Request an overdraft limit;
• Increase an overdraft limit;
• Decrease an overdraft limit;
• Cancel an overdraft limit;
• Order a credit card;
• Increate a credit card limit;
• Decrease a credit card limit;
• Cancel a credit card limit;
• Request a loan;
• Carry out partial or advance repayment of the loan;
• Request a change in loan terms;
• Purchase insurance products;
• Cancel insurance products.

VISA Credit Card

Exclusive Offer for Expats!

Get a Visa credit card from Credo Bank with up to a 3000 GEL limit and a 55-day grace period.

• Cashless payments at local & international merchants
• Online shopping
• Withdraw cash from any bank or ATM
• Manage your money through the Internet and mobile banking Mycredo
• Simplified application process

Visit Credo Bank expat service centers to activate.

the card terms

Mastercard Debit Card

Mastercard Debit Card Conditions till 20.11.2023

Mortgage Loan

With Credo Bank Expat-Friendly mortgage loans, owning your dream home in Georgia has never been easier:

• 0% co-payment if you have an income
• Just 30% co-payment for a private house (without income tracking)
• 20% co-payment for an apartment (without income tracking)
• Enjoy discounts with partner developers and personal support

AUTO LOAN

Buy a new car and experience quick and easy car financing with terms tailored just for you

• Flexible payment schedule
• Loan amount: up to 15,000 GEL
• Term: up to 24 months
• Based on financial analysis and documentation of income
• Possibility of financing up to 75% of the cost

Visit the Credo Bank Expat service center of your choice and learn the detailed terms and conditions regarding the Auto Loan.

BUSINESS LOAN

Expat entrepreneurs, elevate your start-up with Credo Bank! Open an account, register a terminal effortlessly, and secure a business loan designed just for you. Fast-track your success today!

Mycredo International Transfers

Super Fast + Super Cheap + Super Transparent

From Mycredo, pay just 5 EUR/USD and send money to 50+ countries in under 24 hours! Say goodbye to transfers taking several days and unclear fees. International transfers have never been this easy!

Key Benefits:

1. Speed: Your money travels faster than you! Enjoy true instant transfers in at least half of our 50 supported countries.
2. Transparency: No surprises! You know exactly how much the receiver will get. Hidden fees are history!
3. Price: The cheapest transfers from Georgia with a fixed commission rate of just 5 EUR/USD. Our service is cheaper than other transfer systems. Save money, send more!

Transfers are available only through MyCredo mobile bank

How It Works:

1. Log in to your MyCredo mobile app
2. Select "Mycredo International Transfer"
3. Choose the recipient country and enter the details
4. Review and confirm the transfer amount and fee
5. Send and track your transfer in real-time

Try Now

Terms and Conditions

• For further details see "Mycredo International Transfers"
• List of Countries

Swift Transaction Instructions

Credo Bank provides a flexible and efficient international money transfer system (SWIFT) for USD and EUR currencies.

You can make transfers within the country or abroad from any Credo Bank service center in Georgia, benefiting from remarkably low commission rates.

PLEASE NOTE THAT CURRENTLY, THERE ARE TEMPORARY RESTRICTIONS ON EXECUTING INTERNATIONAL TRANSFERS TO RUSSIA AND BELARUS

For swift transactions in Credo Bank please follow the instructions on links:

• Standard conditions
• Conditions For citizens Russia and Belarus

Cash-out remittances from Mycredo

Cash-out remittances from Mycredo remotely!

• ZOLOTAYA KORONA - GEL, USD
• MONEYGRAM - USD, EUR
• WESTERN UNION - USD, EUR
• RIA MONEY TRANSFER - USD, EUR
• INTELEXPRESS - GEL, USD, EUR
• RICO GRAM - GEL, USD, EUR

If the system gives you a message when cashing a ZOLOTAYA KORONA remittance remotely (it is impossible to receive the remittance in cash at the service center), you can apply to Credo Bank's expat (or standard) service centers to cash out the remittance, for more details, visit the ZOLOTAYA KORONA application or contact the ZOLOTAYA KORONA call center.

To remotely cash out Zalataya Korona remittance seamlessly, follow these guidelines:

• Do not mention the recipient's father's name in the remit;
• Ensure to include the recipient's phone number (with the +995 country code) is registered in Credo Bank.

Cross Border Fee for International Card Transactions

Starting from May 1, 2025, there will be a change in the terms of service for banking products provided by Credo Bank. Specifically:

The Cross Border Fee will apply to foreign nationals using Credo Bank cards, except for those who:

a) Are using the selected service.

b) Are citizens of Ukraine.

For foreign nationals using Credo Bank cards:

a) If a foreign national initiates at least one card transaction within a month either inside or outside of Georgia via POS terminals or ATMs, the "Cross Border Fee" monthly commission will be 0 GEL.

b) If a foreign national initiates at least one card transaction within a month outside of Georgia via POS terminals or ATMs, the "Cross Border Fee" commission will be 10 GEL.

For additional questions, please contact us at here

Check the terms and conditions file here