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Agro Loan

CREDO Bank’s agro loan is intended for people engaged in agriculture, whose main source of income is basically agro activity.

No matter you receive the full or take-home income, or it is deposited on your account, we will fund any of your needs in spite of the fact whether you have a good credit history or not.

A seasonal payment schedule enables you to pay the loan with installments adapted to your returns.

 

You can receive the amount online, in the Internet and mobile bank – Mycredo, as well as traditionally, in any of our service centers.

 

In partnership with the EBRD, receive up to 10% cashback on equipment purchased through Credo Bank to support the development of agricultural, tourism, and urban businesses in Georgia!

For more details, visit the link.

Terms
  • Annual interest rate: from 19%
  • Effective interest rate: from 22.45%
  • Loan amount: from 500 GEL to -50,000 GEL
  • Term: 4 - 60 months
  • Lending commission: from 2.5%
  • Loan monitoring fee: from 0.5 GEL
  • Insurance commission: from 0%
  • Current account monthly service fee: 1 GEL
  • Standard contract example check here
Advantages
  • Flexible loan payment schedule adapted to incomes and wishes, with seasonal payments
  • Grace period up to 11 months
  • Quick and simple procedure of taking a loan
  • CREDO’s representative in all villages
  • Chance of demanding the amount online and receiving it with a cheaper tariff – in the Internet and mobile bank Mycredo