Digital Loan

Digital Loan - Access up to 15,000 GEL within an hour through Mycredo online banking. Request, receive, and finance your needs effortlessly, based on any income source - all from the comfort of your home.

Obtain a digital loan without needing to visit a service center. Initiate a money request and validate the approved loan agreement conveniently through Mycredo's online platform.

Acquire the necessary funds by following these steps:

  • Download the Mycredo app
  • Register or authorize via Mycredo/ Internet or mobile banking
  • Choose the digital loan option among the available products
  • Await a call from our representative
  • Confirm the approved loan agreement and payment schedule through Internet and Mobile Banking

The application is processed from 9:00 AM to 10:00 PM, and you can receive money from Mycredo at any time.

Following these steps, the funds will be promptly deposited into your Credo Bank account. Settle your dues effortlessly using a plastic card, Mycredo internet, or mobile banking.

In situations where you need cash, feel free to withdraw from our bank's ATMs without incurring any commission charges.


Annual interest rate: from 10.9%
Effective interest rate: from 17.62%
Loan amount: up to 500 - 40,000 GEL
Term: 4 - 48 months
Loan issuing commission: from 2%
Loan monitoring fee: from 0.5 GEL
Insurance commission: from 0%
Current account monthly service fee: 1 GEL

  • Fast and easy procedure
  • High index of approval
  • Chance of receiving the amount online
  • Seasonal payment schedule fit to seasonal incomes