Child Deposit

The high-rated Children’s Deposit by Credo Bank is dedicated for those who want’s to take care of the child’s education and successful future since his/her early age.

Adding the desirable amount to the Children’s Deposit is available any time and any amount.

Most importantly, interest is accrued on the deposit even in case if you can’t add the amount during some months.

  • $
2 Year
3 Year
4 Year
5 Year
6 Year
7 Year
8 Year
9 Year
10 Year
11 Year
12 Year
13 Year
14 Year
15 Year
16 Year
17 Year
18 Year
Monthly Add

Accrued interest
We offer:
Deposite type
Accrued interest
Term deposit
Increasing deposit
Saving deposit
Certificate of deposit
  • Deposit term: before the child reaches the full legal age, minimum – 2, maximum – 18 years
  • Deposit currency - GEL/USD/EUR
  • The minimum amount to open the deposit -50 GEL/USD/EUR
  • Minimum/maximum amount of the deposit: unlimited
  • In case of early breach, the deposit accrues full interest on each completed year

Violation of the deposit by the administrator is possible in accordance with Article 186 point 11 of the Civil Code:

  • If the amount on the deposit together with the interest receivable does not exceed a total of GEL 1,000 or its equivalent in foreign currency
  • In case of any amount, if the manager submits the relevant court permit (ruling)
interest profit
Interest Rate GEL USD EUR
NOMINAL 11.40% 2.60% 1.70%
Effective % interest 10.82% 2.57% 1.69%


In accordance with the Law of Georgia "On the Deposit Insurance System", from January 1, 2024, funds available in the deposit/account of all deposit holders, regardless of the number of deposits/accounts, is insured in each commercial bank and microbank and will be reimbursed by the Deposit Insurance Agency within the limit of 30,000 GEL. The funds in all accounts of all deposit holders in commercial banks and microbanks is automatically insured without any additional cost. For more information, see the website of the Deposit Insurance Agency: