Simplified START UP Loan

In case you have a brave idea of a need, which requires funding and you have failed to get any of the banks or credit organizations to provide you with assistance, then, you can get a loan without a collateral from the Credo Bank. The Start Up loan with a 12-months of grace period has been designed for you.
Request a Start Up loan promptly, ensure with a collateral and get money in an easy and quick manner.


We believe in your capacity and success of your innovations!

  • Upon approving a loan for you – your future income will be taken into consideration:
    Just like any type of incumbent income, whether you get paid in cash or through bank transfer.
  • Loan will be issued with a 12-months grace period:
    The respective timing is required for you to make your dreams come true, as well as for overcoming challenges and stabilizing your income. You will start making payments after all of the latter circumstances are settled.
  • Payment schedule tailored to seasonal income:
    Payment schedule will be tailored to seasonal income peculiarities for an entire loan term. You will only make payments in those months, when you have a bigger income.
  • Submit an application for a loan online: 
    You may request a loan without visiting a service center.
    Click on the button “submit an application” at the bottom of the page; submit your request and await a call from the Bank’s representative.
Terms of a loan
  • Amount: 5000 - 100 000 GEL;
  • Duration: up to 120 months;
  • Grace period: 12 months;
  • A payment schedule tailored to a seasonal income;
  • Collateral: immovable property located in Tbilisi, Kutaisi, Batumi and Rustavi.