For Expats
If you are a citizen of a foreign country, in Credo Bank you can enjoy various banking products and services with special conditions and column rates.
Open a multi-currency account in 15 minutes, within the expat package, only based on a passport (please fill in Excel file and send at the address - [email protected])
- Expat Package - all services tailored to your daily life in one package, for 45 GEL per year
- Mycredo internet and mobile bank, which can be used 24/7 even without mobile internet
- Withdrawal of remittances both from Credo Bank cash desks and online through Mycredo internet and mobile banking and with the possibility of free withdrawal of money
- Withdrawal of money without commission in GEL currency - from ATMs of Credo Bank
- Special life insurance card "Insurance and More" - with services of highly qualified personal doctors and 24/7 consultation service, as well as discounts on medicines and medical procedures
- Health insurance "PULSE" can be used with discount rates to cover the costs of outpatient services, as well as the purchase of medicines, dental or aesthetic services.
- The use of the health insurance package "Saerto +" with even higher discount rates to cover the costs of medical procedures, as well as the purchase of medicines or aesthetic services
- Possibility of financing with the best terms of consumer and business loans
Telegram channel for foreign citizens link
Join and obtain complete information on banking services and products
Monday to Friday: 10:00-17:30
Saturday: 10:15-12:15
See the service centers of Credo Bank on the link
Expat service center:
- N16 I. Chavchavadze Ave. Tbilisi;
- N55 Agmashenebeli Avenue, Tbilisi;
- N 6 K. Gamsakhurdia Street, Tbilisi
- N1 Sh. Khimshiashvili Street, Batumi
For help, contact us : *4242 / 032 242 42 42
Если Вы являетесь гражданином иностранного государства, в Кредо Банке Вы можете пользоваться различными банковскими продуктами и сервисами с специальными условиями и льготными тарифами.
- Откройте мультивалютный счет за 15 минут, в рамках экспат-пакета - (просим Вас, отправить заполненный эксел файл на следующий адрес - [email protected]) только на основании паспорта и грузинского номера телефона;
- Пакет для экспатов - все услуги, адаптированные к вашей повседневной жизни в одном пакете, за 45 лари в год:
- Mycredo интернет и мобайл банк, которым можно пользоваться 24/7 даже без мобильного интернета
- Обналичивание денежных переводов как из касс Кредо Банка, так и онлайн через интернет и мобайл банк Mycredo и с возможностью бесплатного выноса/снятия денежных сумм
- Обналичивание денежных сумм без комиссионных в валюте лари - в банкоматах Кредо Банк
- Специальная карта страхования жизни «Страхование и многое другое» - с услугами высококвалифицированных личных/персональных врачей и с 24/7 консультационным сервисом, вместе с этим со скидками на медикаменты и медицинские процедуры
- Медицинская страховка «ПУЛЬС» может быть использована со льготными тарифами для покрытия расходов на амбулаторные услуги, а также на приобретение лекарств, стоматологических или эстетических услуг.
- Пользование пакетом медицинского страхования «Общий +» с тарифами с еще более большими скидками для покрытия расходов на медицинские процедуры, а также на приобретение медикаментов или покрытие расходов на эстетические сервисы.
- Возможность финансирования потребительских и бизнес-кредитов на наилучших условиях
Сервис-центры Кредо Банка см. по ссылке см. по ссылке
Telegram канал для иностранных граждан
Присоединяйтесь и получайте полную информацию о банковских услугах и продуктах.
С Понедельника по Пятницу: с 10:00 до 17:30
Суббота: 10:15-12:15
Экспат сервис-центры:
- Тбилиси, И. Чавчавадзе N16
- Тбилиси, проспект Агмашенебели N55
- Тбилиси, улица К. Гамсахурдия N6
- Батуми, улица Шерифа Химшиашвили N1
Свяжитесь с нами для получения помощи: *4242 / 032 242 42 42
Don't miss out on this exciting opportunity, our Deposit promotion is still going strong!
Place any amount into Credo Bank’s account and open a new deposit to receive a high - GEL/USD/EUR interest rate.
The Offer Ends on September 30, 2024!
Please refer to the provided link for information on nominal and effective interest rates.
Updated features and terms of Mycredo Mobile Bank:
- Money transfer to any bank account without commission
- Add any Georgian bank card and make instant transfers to them
- Paying utilities for free
- Replenishment of mobile phone balance without commission
- Conversion of the message into the desired currency at a special, best rate,
- Also, automatic cashing of ZOLOTAYA KORONA by mobile number
- Easily change ability of the main and additional numbers in the system
Features and terms of MyCredo Business mobile banking application
This powerful tool is now accessible for download on both Google Play and the App Store.
With MyCredo Business Mobile Bank, legal entities have the flexibility to manage their business operations efficiently, regardless of their location or time zone. This application is designed to be highly adaptable, offering the following features:
- Simple Authorization: Streamlined login for quick access.
- Product Details: View comprehensive information on your active products.
- Transaction Management: Effortlessly oversee and track your financial transactions.
- Signature Confirmation: Verify transfers and payments securely.
- Template Creation: Create and manage templates for recurring transactions.
- Cash Transactions: Perform various cash operations, including:
- Transfer between your own accounts
- Internal transfers within Credo Bank (including to Credo's technical account)
- External transfers to other banks in Georgian Lari (₾)
- Currency conversion at competitive rates
- Treasury transfers
- Utility bill payments
- Mobile top-up
Additionally, you can stay updated with real-time exchange rates, locate our branches and ATMs on the map, get in touch with your preferred banker, or reach out to our customer support team directly.
Package price - 960 GEL
With Installments per month - 88 GEL
Package price - 540 GEL
With Installments per month - 45 GEL
Package price - 1008 GEL
With Installments per month - 92 GEL
Медицинская страховка - Pulse
Цена пакета 960 Lari
Для подробной информации: скачать файл
Толкование терминов
Важные условия договора
Перечень провайдеров
Медицинская страховка - Saerto
Цена пакета - 540 Lari
В случай рассрочки 45 Лари в месяц
Для подробной информации: скачать файл
Медицинская страховка - Saerto+
Цена пакета - 1008 Lari
В случай рассрочки 92 Лари в месяц
Для подробной информации: скачать файл
Credo Bank offers expat customers quick and easy access to e-mail banking services. The Service allows the customer to carry out transactions and receive relevant notifications.
To use the E-mail Banking service, you must have a personal e-mail address. To get the desired operation you need to send the request to - [email protected]
Advantages of the service:
- Information about balance;
- Information about loan debt;
- Get the bank statement;
- Get account details;
- Loan statement;
- Get a statement (about debts, and balances on the account);
- Consultation (about products and operations);
- Raise the ticket about a problem or concern;
- Transfer money to your own account;
- Transfer money to a third-party account both inside and outside of the bank;
- Make a non-cash conversion;
- Convert money (with the standard exchange rate);
- Convert money (with the nonstandard exchange rate);
- Pay a bill, mobile top-up, and other payments;
- Cancel undesired transactions;
- Open an additional account;
- Open a deposit;
- Add money to the deposit;
- Deposit insurance;
- Order a debit card;
- Renew the debit card;
- Block the debit card;
- Request an overdraft limit;
- Increase an overdraft limit;
- Decrease an overdraft limit;
- Cancel an overdraft limit;
- Order a credit card;
- Increate a credit card limit;
- Decrease a credit card limit;
- Cancel a credit card limit;
- Request a loan;
- Carry out partial or advance repayment of the loan;
- Request a change in loan terms;
- Purchase insurance products;
- Cancel insurance products.
Exclusive Offer for Expats!
Get a Visa credit card from Credo Bank with up to a 3000 GEL limit and a 55-day grace period.
- Cashless payments at local & international merchants
- Online shopping
- Withdraw cash from any bank or ATM
- Manage your money through the Internet and mobile banking Mycredo
- Simplified application process
Visit Credo Bank expat service centers to activate.
| Card currency | GEL / USD / EURO |
| Service fee | |
| One-time card service fee (in case of purchase in the Bank’s service center) | 40 GEL |
| Card recovery (in case of loss, or damage) | 10 GEL |
| Card validity period | 4 GEL |
| Daily withdrawal/deposit limits | |
| In CREDO Bank’s Service Centers | Unlimited |
| Through CREDO Bank’s ATMs | 10,000 GEL |
| Through the ATMs of the partner banks connected to the UFC network (TBC, Halyk Bank Georgia) | |
| In the Service Centers of the partner banks connected to the UFC network | |
| Through other banks’ ATMs | |
| In other banks’ Service Centers | |
| Purchase limit | 20,000 GEL |
| Limit of carrying out a transaction without a PIN code | 100 GEL |
| Putting a card on the STOP List (blocking) | |
| Local STOP List (any online transaction) | Free |
| International STOP List (any online + offline transaction) | 50 USD (per week, on each region) |
| Payment fee in trade and service centers | |
| In international centers | Free |
| In local center | Free |
| In the Internet | Free |
| Withdrawal fee | |
| In other banks’ Service Centers | Partner bank tariff + 3% of the amount (min.8 GEL / 4 USD / 4 EUR) |
| CREDO Banks’ ATMs | GEL - free; USD - 0.3 %, min. 0.50 USD |
| UFC network Banks ATM’s (TBC, Halyk) | GEL 0.2% (Min. 0.5Gel), USD, EURO - 0.5 %, (min. 0.50 USD, 3 EUR |
| Other banks’ ATMs (Georgia) | 2.5% of the amount, (Min. 7 GEL, 3 USD, 3 EUR) |
| Other banks’ ATMs (abroad) | 3.5% of the amount, (Min. 12 GEL, 5 USD, 5 EUR) |
| Appealing an international card transaction | |
| International card transaction (chargeback) appeal fee | Free |
| Security of card accounts | |
| Access to high-risk facilities | According to the client’s wishes |
| 3D security services | Free |
| Payment in public transport (payment of travel fare through a terminal) | |
| Metro, buses and ropeway (only in the territory of Tbilisi Municipality) | Standard fare |
| Additional services | |
| Changing a PIN code (through an ATM) | Free |
| PIN code recovery (when forgotten) | Free |
Super Fast + Super Cheap + Super Transparent
From Mycredo, pay just 5 EUR/USD and send money to 50+ countries in under 24 hours! Say goodbye to transfers taking several days and unclear fees. International transfers have never been this easy!
Key Benefits:
- Speed: Your money travels faster than you! Enjoy true instant transfers in at least half of our 50 supported countries.
- Transparency: No surprises! You know exactly how much the receiver will get. Hidden fees are history!
- Price: The cheapest transfers from Georgia with a fixed commission rate of just 5 EUR/USD. Our service is cheaper than other transfer systems. Save money, send more!
Transfers are available only through MyCredo mobile bank
How It Works:
- Log in to your MyCredo mobile app
- Select "Mycredo International Transfer"
- Choose the recipient country and enter the details
- Review and confirm the transfer amount and fee
- Send and track your transfer in real-time
Terms and Conditions
- For further details see “Mycredo International Transfers”
- List of Countries
Residence Permit and Grounds for Obtaining it
Credo Bank provides a flexible and efficient international money transfer system (SWIFT) for USD and EUR currencies.
You can make transfers within the country or abroad from any Credo Bank service center in Georgia, benefiting from remarkably low commission rates.
PLEASE NOTE THAT CURRENTLY, THERE ARE TEMPORARY RESTRICTIONS ON EXECUTING INTERNATIONAL TRANSFERS TO RUSSIA AND BELARUS
For swift transactions in Credo Bank please follow the instructions on link:
Cash-out remittances from Mycredo remotely!
- ZOLOTAYA KORONA - GEL, USD
- MONEYGRAM - USD, EUR
- WESTERN UNION - USD, EUR
- RIA MONEY TRANSFER - USD, EUR
- INTELEXPRESS - GEL, USD, EUR
- RICO GRAM - GEL, USD, EUR
If the system gives you a message when cashing a ZOLOTAYA KORONA remittance remotely (it is impossible to receive the remittance in cash at the service center), you can apply to Credo Bank's expat (or standard) service centers to cash out the remittance, for more details, visit the ZOLOTAYA KORONA application or contact the ZOLOTAYA KORONA call center.
To remotely cash out Zalataya Korona remittance seamlessly, follow these guidelines:
- Do not mention the recipient's father's name in the remit;
- Ensure to include the recipient's phone number (with the +995 country code) is registered in Credo Bank.
Если при удаленном обналичивании денежного перевода в приложении “Залатая корона” система выдает сообщение (Перевод не может быть зачислен, Получите наложенным платежом в пунктах выдачи), вы можете обратиться в центры обслуживания экспатов (или в стандартные) Кредо Банка для обналичивания денежных средств. Более подробную информацию можете найти в приложении “Залатая корона” или в колл-центре “Залатая корона”.
Если вы хотите удаленно обналичить денежный перевод «Залатая Корона» без проблем, для этого:
- Не упоминайте в денежный переводе имя отца получателя;
- В переводе необходимо указать номер телефона получателя (с индексом +995), зарегистрированного в Кредо Банке.
Starting June 1st, 2024, changes will take effect to the conditions of Credo Bank's banking services.
Specifically, for customers with foreign citizenship, whose transactions are made exclusively at POS terminals and ATMs outside of Georgia for one month, the Cross Border Fee will be activated - 10 GEL per month of stay abroad.
The fee will not be applied if:
- Within the same month, the customer's transactions are also recorded within the territory of Georgia
- A foreign citizen uses the "Credo Rcheuli" package
Check the terms and conditions file here
With Credo Bank Expat-Friendly mortgage loans, owning your dream home in Georgia has never been easier.
- 0% co-payment if you have an income
- 30% of co-pays already without income tracking
- Individualized service from our dedicated apartment manager. They'll handle all your purchasing procedures!
- Enjoy discounts with partner developers
Buy a new car and experience quick and easy car financing with terms tailored just for you
- Flexible payment schedule
- Loan amount: up to 15,000 GEL
- Term: up to 24 months
- Based on financial analysis and documentation of income
- Possibility of financing up to 75% of the cost
Visit the Credo Bank Expat service center of your choice and learn the detailed terms and conditions regarding the Auto Loan.
Expat entrepreneurs, elevate your start-up with Credo Bank! Open an account, register a terminal effortlessly, and secure a business loan designed just for you. Fast-track your success today!