Consumer Loan

If you are of full age and have an income, no matter it is a take-home salary or transferred onto your bank account, we offer you a consumer loan with the conditions maximally adjusted to your needs!


You can obtain a consumer loan, if you have an income in the form of:

  • Daily wages;
  • Take-home salary or a salary transferred onto your bank account;
  • Remittance;
  • Salary increment as a tip;
  • Premium or bonus.


Request a consumer loan with an increased limit - up to 40,000 GEL without collateral, for a period of up to 4 years. And up to 100,000 GEL secured by real estate for a period of up to 10 years.

Loan terms

Annual interest rate: from 10.9%
Effective interest rate: from 17.62%
Loan amount: from 500 GEL to 100,000 GEL (with collateral) - up to 40,000 GEL without collateral
Term: 4 - 48 months (unsecured); 7-120 months (secured)
Loan issuing commission: from 2%
Loan monitoring fee: from 0.5 GEL
Insurance commission: from 0%
Current account monthly service fee: 1 GEL