Credo Universal Mastercard
A special Card Mastercard for the holders of the CREDO Universal Service.
- High quality security system
- High limits of cashing
- Without the card service commission
- Opportunity of cashing in all local and international banks and ATMs:
In CREDO Bank - free of charge
In partner banks – free of charge
Add any Credo Bank card to the Google/Apple Pay e-wallet and pay more easily at desired facilities or on the Internet. Travel by public transport for 1 GEL.
Terms and conditions of the Credo Universal card issued until March 15, 2023 can be found at the link
| MasterCard Universal (Debit Card) | |
| Currency | GEL / USD / EUR/ RUR |
| Service fee | |
| Card service fee (One-time fee), if purchased in the Branch | Free |
| Card service fee, if purchased through Online Banking (MyCredo) | Free |
| Card Recovery fee (in case of card loss or damage) | 10 Gel |
| Card validity period | 3 Year |
| Daily withdrawal limits | |
| Credo Bank service centers | Unlimited |
| Credo Bank ATM’s | 10000 Gel |
| UFC network Banks ATM’s (TBC, Halyk) | 50000 Gel (Or Equivalent in other currencies) |
| UFC network Banks service centers | 5000 Gel (Or Equivalent in other currencies) |
| Other bank ATM’s | 3000 Gel (Or Equivalent in other currencies) |
| Other bank service center | 2000 Gel (Or Equivalent in other currencies) |
| Purchase Limit | 10,000 GEL (Or Equivalent in other currencies) |
| Operation Limit without using PIN Code | 100 Gel |
| Stop list (Card Blocking) | |
| Local stop list | Unlimited |
| International Stop list | 50 USD (Weekly, Per Region) |
| Payment fee in merchants | |
| International merchants | Free |
| Local merchants | Free |
| Internet | Free |
| Cash withdrawal fee | |
| Credo Bank Service Centers (in case of performing the operation by card) | 0.6% of the amount (min 0.5 Gel) |
| Other Banks service center | 3% of the amount (min 8 Gel / 4 USD / 4 EUR) |
| Credo Bank ATM’s | GEL Free, USD 0.3% MIN 0.5USD |
| UFC network Banks ATM’s (TBC, Halyk) | GEL Free, USD & EUR 0.5% (min 0.5USD/EUR) |
| Other Banks ATM’s | 2% of the amount (min 6 Gel / 3 USD / 3 EUR) |
Aspired to ensure the safety of our customers, Credo Bank has invested a new mechanism for shaping a risk monitoring framework, which will ensure monitoring of suspicious actions within Credo Bank’s plastic cards and operations via point of sale terminals (POS terminal).
The program will identify operations, which could potentially be undertaken by non-holders of the respective cards, but other parties. Thus, in case a credit card operation will not commence successfully, then, please, contact the information center of Credo Bank for unblocking the operation. Dial *4242 or visit the nearest service center.