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Mortgage Loan

Become an apartment owner - based on any type of income!

mortgage loan

Getting a mortgage loan at Credo Bank is simple and convenient with the ,,Credo Binoteka" service.


Choose your desired apartment, carry out renovation works or start construction with payment terms tailored to you. Most importantly, your income type does not matter:

  • Income from business, agriculture or tourism
  • Self-employed income
  • Remittances
  • Income earned abroad
  • Salary credited to a bank account


The Binoteka service gives you the opportunity to become an apartment owner or improve your living conditions with a mortgage loan tailored to your capabilities - simply, quickly, and with maximum flexibility.


Your personal manager ensures your comfort, discusses your needs individually and manages all the necessary procedures for purchasing an apartment:


  • Helps you choose an apartment from a developer and benefit from special conditions
  • Coordinates all required procedures and supports you throughout the process
  • Arranges payment terms tailored to your income


Take advantage of exclusive discounts and the best conditions from our partner development companies through "Credo Binoteka."


Interested?

Use the loan calculator to estimate your approximate monthly payment for the desired amount and term.

Fill out the application and get started today!

Subsidized Mortgage Loan

Credo Bank is part of Georgia's Subsidized Mortgage Loans state program.


  • Maximum Amount: 200 000 GEL
  • Full Program Information: Visit the program page


Choose, request now, and live in your own space!

Mortgage Loan Conditions

  • Annual Interest Rate: From 13.15%
  • Effective Interest Rate: From 15.59%
  • Maximum Limit: 500 000 GEL
  • Minimum Limit: 10 000 GEL
  • Term: 7 to 180 months
  • Issuance Fee: From 1%

Advantages

  • Income Flexibility: Receive money based on any income.
  • Tailored Payment Schedule: A payment schedule that fits your financial situation.
  • Exclusive Terms: Special conditions with partner development companies.
  • Immigrant-friendly: Flexible conditions for emigrants.

Calculate & Apply