Mortgage loan

Everyone needs a residential space. We overspend on monthly rent and it leaves us with nothing to grasp on.

Credo Bank has an offer for you - purchase immovable property and/or get a possibility to build. You can apply for a loan based on your income and individual needs. Meanwhile, you will receive special offers from partner developers, which will empower you with discounts!


Choose, request now, and start living in the apartment that you will call “my home”.


Annual interest rate: from 13%
Effective interest rate: from 13.98%
Loan amount: from 10,000 GEL to 500,000 GEL
Term: 7 - 180 months
Loan issuing commission: from 0.5%
Loan monitoring fee: from 0.5 GEL
Insurance commission: 0.72%
Current account monthly service fee: 1 GEL

  • An amount can be acquired based on any income;
  • A payment schedule can be tailored to a client’s needs;
  • Special terms and advantages at partner developers;
  • Flexible terms for the citizens of Georgia residing abroad.
State Program - "Subsidized Mortgage Loan”

Credo Bank is involved in the state program of "Subsidized Mortgage Loans" of the Agency Enterprise Georgia.

Within the framework of the program, all those for purpose of purchasing new/old apartment or building a house, who satisfy the program's criteria, have an opportunity to obtain a mortgage loan from Credo Bank, with a maximum amount of up to 200,000 GEL and can benefit from a state-provided partial interest subsidy for a period of 60 months.

For detailed information about the program, please visit the following link

Further details on the terms of Credo Bank's "subsidized mortgage loan" can be found here