Management Board

Zaza Pirtskhelava

Chief Executive Officer

Zaza Pirtskhelava is the General Director of JSC Credo Bank since 2014. In 1992 he graduated from Tbilisi State University, Faculty of Economic Statistics. After that he continued to get an education in Free University Business School ESM and in 2004 he became a Master of Financial Management. Zaza graduated from Harvard Business School's 2012 General Management Program (GMP). He has also successfully completed more than 25 training courses in business, finance, banking and general management in Georgia and Europe.

In 1994, he started his career as an expert in the financial analysis department of JSC "Ponto-Polis" Bank. From 1997 he was an expert in the credit department of JSC "IntellectBank". In 2002 - 2003, he took up the position of Head of Financial Analysis and Planning Department of "IntellectBank".

In 2003 he joined Credo's team as Operations Management Director. Since 2013, he has been the Deputy Executive Director's duties and responsibilities. Due to successful activities, Zaza Pirtskhelava is headed by one of the leading organizations in the Georgian financial sector - JSC "Credo Bank" and is Director-General from 2014 to present.

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Zaza Tkeshelashvili

Chief Operating Officer

Zaza Tkeshelashvili is the Credit Operations Director of Credo Bank. In 1997 he completed the Faculty of Finances and Credits of Tbilisi State University and in 2015 he became Master of Free University ESM Business School. Zaza has undergone a number of training courses in management, risk management, business administration and agro financing, both in Georgia and in Europe.

Zaza's career began in 2000, from the position of credit officer in World Vision International's. With his Successful work, he became the best credit officer. In 2003-2006 he held the position of the Loan Manager in Vision Fund. His career has moved to the new stage since 2007 when he became the Project Manager of "Triquest International Group". During the work in Credo, Zaza successfully completed several important steps - Branch Manager, Regional Operations Manager, Deputy Operations Manager.

Since 2014 Zaza Tkeshelashvili is the director of Credit Operations and board member

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Irakli Zatiashvili

Chief Finance Officer

Irakli joined the position of Financial Director in 2017. His working experience in the banking industry counts 17 tireless years. Before joining to Credo Bank's management board Irakli was chaired by the First Division of National Bank Supervision in 2015-2016, where he was actively overseeing the operations of companies in the business group of the Bank of Georgia.

In 2014-2015 he was appointed Executive Director in the Holding Company Agro Business Group. Prior to 2011 -2014, he was the financial director of ProCredit Bank and a member of the Management Board. Prior to 2012 was the executive director of "ProCredit Proof of LLC", where he actively participated in the company's assets management. From 2008 to 2011, ProCredit Bank held a high-level managerial position in financial direction.

Irakli Zatiashvili has received a Bachelor Degree in Business Administration (ESM) in 2002. In 2008-2009 he had a 1-year program in ProCredit Holding Management in Macedonia. In 2010-2012, he has undertaken a 3-year program in ProCredit Holding Management in Germany. In 2016 he has undergone macroeconomic and financial stability programs in Austria in the International Monetary Fund.

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Nikoloz Kutateladze

Chief Commercial Officer

Nikoloz Kutateladze is the Commercial Director of JSC Credo Bank.

Nikoloz graduated from Tbilisi State University, Faculty of Economics in 1998. In 2010, he became a Master of Business Administration at ESM Business School.

Nikoloz has successfully completed a number of trainings and management programs in Marketing Research, Customer Relationship, Management and Leadership, Finance and General Management, both domestically and abroad, at leading European business schools.

Nikoloz Kutateladze started his career in 1997 in the microfinance program of World Vision International from the position of a Loan Officer. He was soon promoted to the rank of the Senior Officer at Credo, a microfinance organization, from 1999 to 2005. At the same time, he served as a Marketing Officer. In 1999, he was a project coordinator at the Norwegian Refugee Council.

Nikoloz Kutateladze, from 2005 to May 2020, headed one of the priority directions of the leading organization in the financial sector of Georgia and held the position of Head of Marketing and Sales Department of JSC Credo Bank.

Due to the successful performance, since June 2020, he has become the Commercial Director of JSC Credo Bank and a member of the Board of Directors.

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Alexander Kumsiashvili

Chief Information Officer

Alexander Kumsiashvili holds the position of Chief Information Officer at Credo Bank with 15 years of microfinance/banking and over 25 years of experience in the IT field. Graduated from Georgian Technical University in 1995, he started his career as an Inspector-Programmer in the National Bureau of Interpol.

In the NCB, several innovative IT projects were implemented with his direct involvement in communication, data processing, image recognition, and automation fields. In 1998 Alexander joined the International Rescue Committee, a global humanitarian aid, relief, and development organization, as a Database and Assets Manager responsible for IT Operations and management. Right after the closure of the IRC mission in Georgia in June 2003, he moved to World Vision Georgia, and from the year of 2005, he became an IT and MIS Manager at MFI Credo.

Alexander completed various professional, finance, management, and leadership programs, both in-country and abroad, in leading European business schools.

Considering high performance and importance of the field, since June 2020 he joined the Board of Directors of JSC Credo Bank.

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Giorgi Nadareishvili

Chief Risk Officer

Giorgi Nadareishvili joined CREDO Bank in 2021in the position of Risk Director.

Giorgi began the banking activity in 1997 when he joined the German advisory team (IPC) serving in the framework of EBRD credit line, which laid the foundation for the first microfinance bank in Georgia (MBG).

He worked at ProCredit Bank in Georgia and Ukraine at different periods of time (1999-2005) as well as he occupied the positions of CEO (2007-2012) at TBC Kredit (Azerbaijan) belonging to the TBC Holding, and Operations and Risk Director at Bank Constanta (2012-2015). From 2015 Giorgi continued his carrier in FINCA international and was appointed as an Operations Director in Armenia and later, in 2018, he became the Commercial Director of FINKA Bank Georgia.

Giorgi Nadareishvili is a graduate from Tbilisi State University (1997). From 2008 to 2012, he took a professional course for bankers at the University of Pennsylvania (ABA Stonier Gradute School of Banking). Since 2014, he has joined the online MBA program of the Edinburgh Business School, Heriot-Watt University and has passed the modules of MA course. He has done more than 15 programs of different directions. Giorgi has a wife and two children.

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Antoine Hurpin

CHIEF digital OFFICER

Antoine Hurpin joined Credo bank in January 2020 to work on the bank’s digital transformation. Previously, Antoine held a similar position at AccèsBanque. He also worked for the French Development Finance Institution Proparco, Société Générale and Deutsche Postbank. Antoine graduated from the University of Montréal and the Frankfurt School of Finance and Management.

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